railway 虐爱小神父下载

Where do you spend your money on Spring Festival: shopping, playing and dining become the main force data source: China unionpay. Drawing: Li Ziyue UnionPay card transaction volume growth of 31% shopping, play travel and catering to become the latest data of daily consumption of the main force Chinese cup 14 released on 2016 during the Spring Festival holiday, (New Year’s Eve to the beginning of the six month), UnionPay network transactions total pen to reach 307 million, representing an increase of 15%, the total amount of transactions reached 312 billion 100 million yuan, representing an increase of 31%. Seven days long holiday, people’s daily credit card consumption amount of more than 100 billion yuan, shopping, play, travel and catering become the main force of daily consumption. Among them, supermarkets, large appliances monopoly and department stores accounted for more than half of the total, three kinds of business card transaction amount increased by 41%, 22% and 13%, while catering consumption for long holiday transactions contributed more than 5 billion yuan, the average amount of money consumed is higher than usual holidays. In addition, the travel and travel related aviation, railway, highway, refueling, accommodation, scenic ticketing and other consumption accounts for about 10% of the daily consumption. Spring Festival consumption peaked in the week before the festival. From February 3rd to February 6th for 4 consecutive days, inter bank daily number of transactions exceeded 100 million pen mark, February 1st to February 5th for 5 consecutive days in a single day transaction amount more than 270 billion yuan, which in February 5th the number of transactions reached 107 million pen, on February 1st, the transaction amounted to 295 billion yuan, hit a record high. Chinese UnionPay Data Analyst Chen Han said, from the big data platform UnionPay data of the past more than 10 years, the annual Spring Festival is a week before the peak of bank card transactions throughout the year, the number of transactions and the amount is usually more than 40%, but from the new year’s Eve at noon the day before the start, bank card transaction decreased, which is April at the beginning of a drop to the lowest point, usually only about 40%. This is because consumer demand has been released early before the Spring Festival. After the new year’s Eve, many businesses will shorten their business hours. Eating out for an average of 585 yuan per consumption, at home to entertain friends and relatives is still the first choice, according to the UnionPay big data platform statistics, during the Spring Festival, China’s food and beverage consumption bank card transaction amount increased by 6%, an average of 585 yuan per consumption. The Spring Festival is also the most important festival for Chinese people. The friends and relatives usually choose the restaurants and restaurants with higher grade, especially the reunion dinner on New Year’s Eve. Generally speaking, the number of people having dinner is the highest and the grade is the highest." Chen Han analysis, during the Spring Festival, the average expenditure per meal is about 40% higher than the other holidays, of which the average consumption amount is two times more than other holidays on the eve of the new year’s day. In recent three years, during the Spring Festival holiday, the consumption amount of bank cards is increasing year by year, but the proportion of residents’ daily consumption is decreasing year by year, accounting for 7%, 6% and 5% of the last three years, respectively. With the purchase of food ingredients and other related supermarket consumption accounted for increased year by year, the last three years accounted for 17%, 19% and 21%, respectively. Although the people’s investment in dining out is obviously higher than the theory

春节你的钱花哪儿了:购物游玩餐饮成为主力军 数据来源:中国银联。制图:李姿阅   银联卡交易额增长31%   购物、游玩出行和餐饮成为日常消费主力军   中国银联14日发布的最新数据显示,2016年春节长假期间(除夕至正月初六),银联网络交易总笔数达到3.07亿笔,较去年同期增长15%,交易总金额达到3121亿元,较去年同期增长31%。   长假七天,老百姓的日常类刷卡消费金额超过1000亿元,购物、游玩出行和餐饮成为日常消费主力军。其中超市、大型家电专卖和百货合计占比一半以上,三类商家刷卡交易金额同比增长41%、22%和13%,而餐饮消费则为长假交易贡献超过50亿元,笔均消费金额高于平时节假日。此外,与游玩出行相关的航空、铁路、公路,加油、住宿、景区售票等消费金额占日常消费的一成左右。   春节消费在节前一周迎来高峰。2月3日至2月6日连续4天,银行卡跨行单日交易笔数突破1亿笔大关,2月1日至2月5日连续5天单日交易金额超过2700亿元,其中2月5日当天交易笔数达到1.07亿笔,2月1日当天交易金额达到2950亿元,均创下历史新高。   中国银联数据分析师陈汉介绍说,从银联大数据平台过去十多年的数据来看,每年春节前的一周是银行卡交易全年的最高峰,交易笔数和金额较平时提升40%以上,但从除夕当天中午前后开始,银行卡交易出现明显下降,其中正月初一降到最低点,只有平时的40%左右。这是因为消费需求在春节前得到提前释放,除夕之后,很多商家营业时间会缩短。   外出就餐平均每笔消费585元   在家里招待亲朋仍是首选   根据银联大数据平台的统计,春节期间,我国餐饮消费银行卡交易金额增长6%,平均每笔消费585元。   “春节也是中国人最看重的节日,招待亲朋一般也会选择档次更高一些的饭店和餐厅,尤其是除夕当天的团圆饭,一般来说,就餐人数最多、档次最高。”陈汉分析,春节期间餐饮消费的平均每笔支出大约要比其他节假日高出近四成,其中除夕当天平均每笔消费金额更是其他节假日的两倍之多。   从最近三年春节长假期间银行卡日常类消费构成来看,餐饮类消费金额的绝对量在逐年上升,但占居民日常类消费的比例在逐年下降,最近三年的占比分别为7%、6%和5%。而与采购食材等相关的超市类消费的占比在逐年上升,最近三年的占比分别为17%、19%和21%。   “虽然老百姓在外出聚餐的方面的投入明显高于其他节假日,但在春节这个万家团圆的节日里,选择在家里招待亲朋好友仍是老百姓的首选。” 陈汉说。   数据还显示,春节期间,广东、上海、北京、江苏和浙江等地在餐饮方面的消费最高。从同比增幅来看,西藏、甘肃、北京、福建和湖北等地消费金额的增幅最高,分别为53%、51%、42%、42%和37%。结合各地人口数量来看,上海、北京、海南、广东和福建等地的人均餐饮消费额度最大,相应的贵州、湖南、吉林、黑龙江和云南等地的人均餐饮消费额度最少。   春节期间是中国人口迁移最为密集的时期,不少内地的游客前往北上广深等一线城市旅游、购物和走亲访友,带动了当地餐饮消费。而对于一些外出打工人数众多的省份,春节期间陆续返乡与家人团聚,在家里品尝一下久违的家乡风味成为众多游子的首选。   自驾游逐年升温   “一带一路”沿线正成为出境游“新宠”   “旅游过大年”越来越流行。旅游出行交易数据显示,从春节前一周起,公路、铁路客运和航空售票类消费逐步升温,春节期间这三类交易金额合计较去年同期增长42%,其中公路增幅最高,达到98%,航空、铁路同比增幅均为39%。而与自驾出游相关的加油类交易金额同比增长39%,全国大型景区售票刷卡交易金额增长40%,自驾休闲游、自助度假游成为越来越多人过年的首选。   “虽然公共交通的同比增速高于与自驾出行相关的加油类消费增速,但从趋势来看,加油类消费增速在逐年提升,公共交通增速呈下降趋势。”陈汉分析认为,春节期间高速免费通行的惠民政策,一定程度上促进了自驾出行的热情,再加上今年春节期间,全国各地天气晴朗、气温回升,也有利于自驾出行。   从异地用卡特征看,春节期间,上海、北京、广州、深圳和南京等一线城市是外地人到达最多的城市。其中,广东、北京、上海、江苏和四川的消费者是境内出行用卡人数最多的省份,上海、北京、广东、四川和浙江的消费者是境外出行用卡人数最多的省份。   境外用卡方面,今年春节期间,不仅澳门、台湾、东南亚等传统的热门旅游目的地交易增长明显,美国、加拿大等银联卡受理环境优化的市场,交易也较大幅增长。受益于“一带一路”建设实施和签证政策放宽等因素,俄罗斯、哈萨克斯坦、马来西亚、越南、柬埔寨等正成为持卡人出境游“新宠”。   随着出境游趋势向“自由行、深度游”的转变,游客用卡支付也由传统的购物延伸到度假休闲等更多领域,各地特色体验与服务、游乐园与景点门票等消费占比逐年增加。   销售终端刷卡仍为主流   移动互联网等渠道的线上业务同比增幅达到170%   银联大数据还显示出居民支付方式的新变化,从绝对量来看,春节期间银联网络交易主要以POS机(销售终端)刷卡为主,占比超过半数,移动和互联网等渠道的线上业务占比低于平日,这与节假日诸多电商物流停业有关。但从同比增幅来看,POS机交易金额增幅为17%,而移动互联网等渠道的线上业务同比则增幅达到170%,说明随着移动支付和互联网金融的发展,更多消费者倾向于尝试一些新的支付方式。   中国银联市场拓展部助理总经理刘剑介绍,截至2015年底,境内可以使用银联卡的商户、POS和ATM数量,分别同比增长38.8%、43.2%和17%。在境外,银联卡受理网络已延伸到150多个国家和地区,全球可用银联卡的商户达到3390万户,ATM超过200万台,境外40个国家和地区发行银联卡接近5200万张。   过年在旅途(延伸阅读)   南京的张琳和老公都是独生子女,由于家乡不在一个地方,结婚后每一年都为在哪里过年而发愁。“去婆家就冷落了父母,在娘家又觉得公婆过年也很孤单,两边赶时间又紧张,我们决定今年带上双方父母加上小孩,一起组团去海南过年。”   南京易游天下旅行社导游领队陈艳告诉记者,春节期间像张琳这样一大家子出行的情况越来越多。   近年来,春节期间选择出游的人群不仅数量增加了,而且旅游目的地也更为多元。   “以出境游为例,最近五年在春节期间通过我们旅行社出游的人次就已从数百人上升到两三千人,几乎覆盖各个年龄层次。”无锡中国国际旅行社有限公司出境部副总经理强晓华介绍。境内旅游比较热门的是一南一北,北去哈尔滨看冰雕、长白山泡温泉;南去三亚、厦门看海晒太阳。这些热门目的地占境内游的一半左右。而境外旅游要属东南亚的海岛最受欢迎。   已工作10年的陈艳发现,如今游客更追求旅行中的舒适感和高品质,所以不少旅行社也通过包机、酒店升级、对老人小孩提供管家式服务等来吸引游客。   和旅行社的热火朝天相比,春节选择自由行的游客也多了起来。无锡的小伙子顾宁和女友小丹提前一个月就做了攻略,“我们觉得冬天的北海道特别浪漫,在网上订好了飞机、酒店。虽说费用可能稍贵一些,但可以自由安排时间,随时停下来玩个够。”   (本报记者 姚雪青)来源:人民日报 进入【新浪财经股吧】讨论相关的主题文章: